Experience hassle-free quick funding through digital personal loan solutions
Interact with a direct lending provider that can remit funds to you straightaway via our platforms!
Our purpose is to address your requirement for a lender that provides speedy service. Delivering this prompt service to many customers such as you is the core of our daily work.
Here’s a breakdown of the representative example:
- Loan Term: 12 months
- Total Payback Amount: $1,005.92 (principal + interest)
- APR (Annual Percentage Rate): 5.99%
- APR Range: 5.99% to 7.99%
- Loan Term Options: 3 to 36 months
This cost breakdown illustrates the expenses associated with borrowing $1,000 over a 12-month tenure, encompassing the principal amount and interest charges that make up the total repayment figure. It also explains the Annual Percentage Rate (APR), which represents the yearly cost of the loan, and indicates that the rate may vary within a specific range. Additionally, qualified borrowers can select loan terms ranging from 3 to 36 months, allowing them to customize the loan to their preferences and financial situation.
Loan Accessibility for Every Individual
Your credit rating holds no sway; approval is certain. The financing is flexible and can fulfill any need you may have.
You're In A Feverish Pace!
We appreciate your time. Your application will be dealt with quickly, potentially providing you with funds in just 15 minutes. (**)
Direct Bank Remittance
There's no necessity for waiting or queueing. Your funds can be directly remitted into your bank account. (**)
The opening loan evaluation could vary from as low as $250 to as high as $3000
Rapid Swift bank account money transfer
The examination of credit qualifications is carried out by us over numerous sectors
We have designed our digital application experience to prioritize your convenience, safeguard your information, and promote clarity
STEP 1
The fulfillment of our needs demands the reception of factual input from you
Accomplish the expeditious and safeguarded online application process, spanning approximately two minutes, by supplying your essential details. Our subsequent endeavor will be to comprehensively explore our extensive network of lenders, aiming to identify the most optimal match catering to your unique needs.
STEP 2
Validation Obtained in an Expedient Interval Lasting Fewer than 180 Seconds
Devote close inspection to the loan particulars we have presented. Ensure the loan amount, repayment duration, and annual percentage rate (APR) accommodate your needs. If all aspects are suitable, you may accept the loan. The funds will be rapidly deposited.
STEP 3
Attain control over the monetary funds awarded to you through your loan
Receiving approval warrants your confirmation to the lending party, permitting the direct transmission of funds into your bank account.
FOSTERING AN ENVIRONMENT OF UNWAVERING CONFIDENCE AND SOLACE
Choosing a lender with a robust reputation and longstanding presence in the market is imperative when pursuing an online loan application. We shall address any uncertainties or reservations you may have before you continue with your application process.
We are an OLA-accredited entity
Partnered with the Online Lenders Alliance since 2005, LendingHand Funds demonstrates its commitment to upholding industry standards
Fees do not apply here
Transparent and clear communication pertaining to data processing is something we prioritize
Our service is free from any fees
Get matched with a loan using LendingHand Funds's loan matching service, which is offered free of charge. Requesting a quote is absolutely free
Revealing Annual Percentage Rate (APR) & Scope for Qualified Customers***
The APR (annual percentage rate) refers to the yearly interest rate generated by a borrowed sum and charged to borrowers. It is expressed as a percentage representing the actual annual cost of funds over the loan term, including any fees or additional costs associated with the transaction. The APR provides consumers with a single number they can use to compare among lenders, credit cards, or investment products. As LendingHand Funds is a loan matching service and not a lender itself, we cannot guarantee any specific APR. Generally, APRs can range from 5.99% to 7.99%. Loan products typically have a minimum repayment term of 61 days and a maximum of 72 months. Before accepting a loan from a lender within our network, please carefully review the loan agreement, as the APR and repayment terms may differ from what is listed on our site.
Exemplary Showcases of APR, Comprehensive Loan Disbursements & Fee (For Qualified Customers***)
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
Pecuniary Effects (Interest Burden & Finance Charges)
LendingHand Funds is not a lending institution itself, and we cannot predict what fees and interest rates will be applied to any loan you may be offered. The lender will provide you with all the necessary information about the associated costs of a loan they wish to offer you. It is your responsibility to carefully review the loan agreement and accept the offer only if you agree to all the terms. Our loan matching service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Impacts of Belated or Defaulted Payment Responsibilities
By agreeing to a personal loan’s terms and conditions, you acknowledge your obligation to repay the loan with interest by the due date specified in the loan contract. Late or incomplete payments may incur additional fees. LendingHand Funds.com is unable to forecast or determine these extra charges for late, partial, or missed payments, as we do not have access to the details of your specific loan agreement with your lender.
We urge you to thoroughly review the late, partial, and non-payment policies that your lender provides along with your loan agreement. LendingHand Funds.com works hard to partner with only the most trustworthy and reputable lenders who handle the collection of past-due loan accounts fairly and reasonably.
Foreseeable Ramifications for Credit Scoring
Our lenders may conduct credit checks to assess your creditworthiness, credit standing, and/or credit capacity. In submitting your request, you agree to permit our lenders to verify your personal information and check your credit. Be advised that missing a payment or making a late payment can negatively impact your credit score.
Mechanisms for Recovery of Pending Obligations
LendingHand Funds.com acts as a facilitator, linking you with lenders, but does not participate in debt collection activities. Your loan agreement will outline the lender’s specific debt collection practices. Should you have any queries concerning collections, please reach out to the lender directly for further details. LendingHand Funds.com only collaborates with reputable lenders who adhere to fair and ethical debt collection procedures.
Legal Disclaimer: LendingHand Funds.com facilitates connections between borrowers and lenders or lending partners. The specific loan terms are contingent upon the chosen lender, and their terms will be applicable. We receive compensation from these lenders for connecting you, and this may influence the offers you see. The APR, loan amounts, interest rates, and other details are estimates only. Your actual loan will vary depending on the lender and your qualifications. Some lenders may check your credit score. It’s important to compare all your options before choosing a loan. Be aware that you might be connected with a tribal lender. These lenders may have higher rates and fees than state-licensed lenders, and their terms are regulated differently. We, the owners and operators of this website, are not lenders. We don’t make loans or credit decisions. Nothing here is an offer to lend money. Any information you provide will be shared with a lender or lending partner. We don’t represent any lender and don’t charge for our service.
Availability: Personal loan regulations differ across states. The amount you can borrow, the interest rate (APR), and the loan repayment duration depend on your credit score, the state you live in, and the lender you select.
Material Disclosure: This website connects you with lenders offering small loans in the range of $250 to $3000. We neither directly lend money nor act as brokers, and our service is free. Submitting a loan request could potentially connect you with a lender, but approval or receiving the full amount is not guaranteed. Lenders may assess your creditworthiness. Our revenue is generated from advertising, not loan fees. It is important to remember that these loans should not be considered a long-term financial solution.
Rules governing Loan Reconfirmation
Loan renewal avenues are not permanently open. Hence, it is advisable to ascertain from your lender if the option is currently available. Before appending your signature to the documents, diligently read and comprehend the renewal policy stipulated in the agreement.
Concluding Notations
(*) The average time required to go through the online loan offer process, input your details, and receive a loan offer decision, if approved, is three minutes.
(**) Subsequent to approval, your cash could be remitted within a quarter of an hour. The time required for the funds to be received in your account will be subject to your bank’s policies and procedures.
(***) Even though some providers advertise rates from 4.95% up to 35.99% APR, rates that low are only obtainable by certain customers. The repayment terms are for closed-end loan products and do not reflect all loan products offered within our network.
2023 LendingHand Funds Inc is incorporated in Virginia under company number P13504072598 and is located at 6924 Little River Turnpike STE A, Annandale, VA 22003, United States.
VA State Corporation Commision License No:MC4080
NMLS: 135625 (www.nmlsconsumeraccess.org)